Each new challenge is a new opportunity. And to believe in new opportunities is to believe in change. This is the reason we have adopted a long-term strategy which is already delivering results above expectations.
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What we have accomplished to date – giving our team the framework for success; beginning of Unlocking UniCredit; and delivering a pathway to sustainable financial growth for our stakeholders – gives me every confidence that we will achieve all that we have set out to do.
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Our clients, our communities, our people

Our new strategy UniCredit Unlocked puts clients back at the centre, connecting them to their bank in a unified way across Europe. We are their gateway to Europe.

We have a harmonised service model, simplifying our processes and establishing a common organisational structure across our business to connect our clients to our 13 banks and 4 regions in a unified way across Europe.

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Financial highlights

Grow
GROW
Revenues:
bn
exceeding
guidance
Graph
STRENGTHEN
CET1 ratio:
%
Non Core rundown completed
Grow
DISTRIBUTE
Proposed shareholder distribution:
bn
Target
OPTIMISE
Cost:
bn
exceeding
guidance

Our Stories

This year UniCredit announced our purpose of empowering communities to progress. This may be a new articulation of our role, but it’s what we've always done and what we will continue to do. We pride ourselves on always putting our clients and their communities at the center of everything that we do, going above and beyond to support their needs. This is because we are more than just a financial institution; we are UniCredit: a bank for our clients and communities, a bank for Europe’s future.

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Our Communities
Quid
Quid, founded in 2013, strives to provide equal job opportunities to people who have faced…
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Our Clients
Serbia
Planet Bike
The onset of the pandemic not only radically changed our working habits, but it transformed…
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Our Communities
Pfennigparade Foundation as cooperation partner of HypoVereinsbank
The Pfennigparade Foundation was founded in the early 1950s as a citizens’ movement to fight…
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Our Communities
Austria
La Schachtula
With an enduring commitment to sustainability and detailed craftsmanship, Ulrike Eckerstorfer’…
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